This guide contains:

Background on bankruptcy forms
Features to look for in bankruptcy form products
How to find the best bankruptcy forms for you

This independent guide was created to help you understand the basics of buying bankruptcy forms and to help you choose the right bankruptcy form supplier for you. We do not sell any bankruptcy forms ourselves, so you can be confident that all of the information in this guide is independent and unbiased.

Background on bankruptcy forms
Just like many legal proceedings, filing for and receiving a bankruptcy discharge is something that you can do on your own. And much like installing tile, making sushi, or selling your own home, the choice to 'do-it-yourself' through bankruptcy is dependent on the skill, comfort level, and desired results of the person or people involved. If you are leery of navigating a complex legal process by yourself but don't want to pay $1,000-$2,000 and more to hire an attorney, you'll be happy to know that there are many types of products and services that will help and guide you through the process for much less money than hiring an attorney.

Bankruptcy form options for you
When filing bankruptcy at your nearest bankruptcy court, you are required to also, submit certain standardized forms with the filing paperwork. Even if you are using an attorney, you will still need to complete forms that the attorney (or a paralegal) will then input into a computer program to create the required bankruptcy forms for the court filing. Since you are completing forms anyway, many people think, "Why not eliminate the middleman and just fill in those forms myself?" When researching your bankruptcy form options, the choice will really come down to a combination of the ease of input, the turnaround time, the guidance you will get, and the cost of the forms. There are three main levels of bankruptcy forms and services that will create the needed bankruptcy forms for filing.

Full Service- this is the most comprehensive form of bankruptcy preparation. With full service bankruptcy form preparation, you complete your information online through a bankruptcy form wizard, and the documents are generated for you to sign and submit, usually within 24-48 hours.

Bankruptcy Software- with this form of bankruptcy preparation, you download and install a software program that you then use to create the documents that you need.

Bankruptcy Forms and Kits- with this form of bankruptcy form protection, you simply complete pre-printed forms for the bankruptcy filing.